The latest carbon loan app, formerly called Paylater app seems to be the best among all the loan apps in Nigeria.
It also gives you the privilege of investing money in the payment portfolio recently added to the app (PayVest) which yields an interest of up to 15.5% annually by investing in treasury bills and other money market instruments.
It does more than giving loans, you can also send cash to friends and family, recharge airtime on your mobile phone and pay for utility bills such as GoTV, DSTV, LCC, or Bet9ja right in the app.
You can also set up transactions to occur at a future date. For example, I have all my GSM lines automatically recharged by carbon app on weekly bases.
Carbon is fast, secure, reliable and works 24/7 and is currently available in Nigeria and Ghana.
In all, you can get quick loans of up to ₦1million within 5 minutes without documents or collateral on Carbon loan app based on your credit score also a new feature with a 3rd party infrastructure (Credit Bureau) and repay over a period of 15 days to 6 months.
Visit their websites: Getcarbon.co (Nigeria) and www.paylater.com.gh (Ghana) for more details.
If you have questions or you currently use Carbon, share your experiences with us here.